PERSONAL INSURANCE
Provides financial security to you and your family for events such as a serious injury or illness, loss of ability to earn, total and permanent disablement or even death.
Personal Auto
Finding the right auto insurance for you and your vehicle can be a difficult process if you don’t know where to start. At Emilio A. Villaverde Insurance, we have the necessary skills and knowledge to help you find the coverage that’s right for you. As an independent insurance brokerage firm, we work with multiple providers, making it possible for us to compare auto insurance rates of over ten different companies throughout Puerto Rico.
With so many choices, we will do whatever it takes to help you find a policy that you understand and feel comfortable with. Your basic auto insurance policy will typically include coverage for the following: Bodily Injury Liability, Medical Payments or Personal Injury Protection (PIP), Uninsured and Underinsured Motorist Coverage, Collision and Comprehensive. Selecting the right policy can be confusing, that’s why we offer free insurance quotes.
Homeowners
As the island of Puerto Rico continues to become an increasingly high risk place, specially in the hurricane season, many residents are finding it difficult to locate a home insurance company that will provide them with constant protection and level premiums.
Today, more and more insurance providers prefer to remove themselves from the coastal areas of the Puerto Rico market rather than continue to ensure homes that are constantly subjected to severe weather conditions. If you are one of the numerous people frustrated with the inadequate selection of insurance providers in Puerto Rico, then the highly dedicated and devoted team at Emilio A. Villaverde Insurance is here to help.
As an independent brokerage firm, we are able to compare home insurance rates from a wide variety of providers in order to find a policy that fits your needs.
Flood
Did You Know That Most Homeowners Insurance Policies Do Not Cover You From Flooding/Water Damage?
This is where flood insurance is essential and is highly recommended in making sure you are fully protected. Whether required or not, flood insurance is crucial in protecting your valuables against mother nature as flooding can happen to anyone.
Federal law or mortgagees may require you to have flood insurance. Flood insurance covers your personal belonging as well as the structure of your home. The situations that cause flooding like heavy rain, and severe coastal weather, can happen anywhere. In fact, one in five flood insurance claims comes from someone in a low—or medium-risk area. There is typically a waiting period before your flood policy becomes in effect, meaning there is no better time to buy than now.
